The Iowa Girls High School Athletic Union makes the health and safety of athletes a priority. The following information helps coaches and administrators in protecting their athletes.
School Safety Plans for After School Activities
IGHSAU Insurance Benefits
The Iowa Girls High School Athletic Union is pleased to continue the Catastrophic Accident Medical insurance policy for our member school female athletes in grades 7-12.
The coverage also includes student managers, student trainers and student cheerleaders that are involved in a member school’s interscholastic athletic program. School supervised practice, game related activities and travel are all covered. The plan includes a $1 million medical maximum with a $25,000 deductible.
The entire premium is carried by the Iowa Girls’ High School Athletic Union at no cost to the individual member school. The coverage is underwritten by QBE Insurance Corporation and offered through Health Special Risk.
The master policy is on file with the state administrative office of the IGHSAU. Claim forms are on file with are available upon request. Please contact Jean Berger, IGHSAU Executive Director, at [email protected]
Thanks to the support from our Title Sponsor, Iowa Farm Bureau, the IGHSAU also provides concussion insurance to participants in grades 9-12. The insurance is intended to pay accident medical expense benefits resulting from suspected concussions. The injury must be sustained while the athlete is participating in an IGHSAU covered activity (practice or play). The policy limit is $25,000 for each accident. Accident medical deductible and co-pays left unpaid by other policies are reimbursed under this program to the limits of the policy. Coverage begins September 1, 2022.
Forms and further guidance regarding concussion insurance can be downloaded below.
All coaches need to understand how to identify a concussion and what protocol to follow when an athlete is concussed. The following links provide useful information:
** NFHS Concussion in Sports Course **
Concussion Fact Sheet for Parents & Students
Iowa Concussion Consortium REAP Manual
Concussion Recovery Teacher Feedback Form
CDC Concussion Information for Students
CDC Heads Up Concussion Information
AVISO: Conmoción cerebral en los deportes de la escuela secundaria
Concussion Management Protocol
Iowa Code Section 280.13C (Brain Injury Policies)